This is a question that I ask all of my clients when I meet with them. The answer to this question will determine whether you are successful or not at becoming free from the chains of debt. If your answer is “yes”, you will be open to a coach’s recommendations and will put forth effort to make your goal a reality. If your answer is “no”, you may hear a coach’s recommendations, but your inner voice will tell you that you aren’t worthy of making the change of becoming debt free or just can’t do it.
I’ve learned that success with all goals is a matter of deserve level. Deserve level means deep down that you deserve to get what you want. What you want typically falls into the wheel of life goal categories of financial, spiritual, physical, intellectual, family, social, and career. In one or more of these categories, you feel like you deserve to have it. However, in other categories, that deserve level is not high enough, and so those goals are usually not achieved.
You’ll never have a net worth that will outpace your self worth. Your self image becomes a set point for every area of your life. How someone feels about themselves and what they deserve to have will be the maximum of what they achieve.